Experienced Bankruptcy Law Firm in Orlando

How Can the Law Office of Paul L. Urich Help?

The Law Office of Paul L. Urich is a bankruptcy law firm in Orlando and Cocoa that also serves clients in Melbourne, Titusville and surrounding areas.  We focus exclusively on debt reorganization and bankruptcy in Orlando and throughout Florida. Our Orlando bankruptcy lawyers offer assistance in the following areas:

• Chapter 7 bankruptcy

  This is a clean slate bankruptcy, which eliminates unsecured debts such as credit card balances, medical bills, old utility bills, repossessed vehicles, and even judgments.  Orlando Chapter 7 bankruptcy is necessary for those who cannot repay their debts in a timely fashion without putting a serious financial strain on themselves and their families. 

• Chapter 13 bankruptcy

  Orlando Chapter 13 bankruptcy creates a payment plan for you to pay the bills back over time.  Future payments go to an impartial trustee who then distributes the money to your former creditors. This type of bankruptcy immediately stops foreclosure of your home and repossession of your vehicles. 

• Tax debts

  While most tax debts due within the last three years are not eligible for discharge when filing for bankruptcy, many tax debts are possible to discharge if they meet certain requirements.  Our law firm can go over your tax debt with you and determine your eligibility.

• Credit card debts

  Credit card debts are absolutely eligible for discharge, but credit card companies may—and often do—challenge discharges.  For instance, if a card is relatively new and has a high balance, the creditor may claim that you incurred your debt with no intention of repayment.  We go over all of your outstanding accounts, highlight any areas of concern, and provide defense should such a challenge arise.

• Foreclosure

  Filing for Chapter 7 or Chapter 13 bankruptcy can delay or completely avoid foreclosure.  We make retaining your residence a high priority when advising and assisting with your bankruptcy application.

• Repossessions

  While repossession can be voluntary, and keeps you from incurring additional debt, you may still owe money on a car following repossession.  Our law firm reviews your options and does its best to help you keep your car, if possible.  If this is not possible, we advise the best route to financial freedom despite the loss.

• Consumer credit counseling

  Bankruptcy may or may not be the right choice, depending on your financial situation.  We offer counseling services, aiming to reorganize and consolidate debt whenever possible as an alternative to filing for bankruptcy.

Contact an experienced Orlando bankruptcy law firm today

The Law Office of Paul L. Urich focuses on bankruptcy and debt reorganization 100 percent of the time.  We offer low fees and a free initial consultation.  For a bankruptcy law firm that serves Melbourne, Titusville, Cocoa or Orlando, contact us online or call us at 888-341-6149 today.